:root{
  --navy:#1B3A6B;--navy-deep:#0F2347;--navy-mid:#243F72;
  --green:#6DC24B;--green-dark:#4A9B2F;
  --sky:#4A90C4;--sky-pale:#E8F2FA;
  --slate:#3D4F63;--muted:#7A8CA0;
  --border:#D0DCE8;--bg:#F2F6FB;
  --orange:#E67E22;--orange-dark:#d35400;
}
*{box-sizing:border-box;margin:0;padding:0;}
html{font-size:19px;}
body{font-family:'Barlow',sans-serif;background:var(--bg);color:var(--navy-deep);min-height:100vh;}

/* TOPBAR */
.topbar{background:var(--navy-deep);height:72px;padding:0 64px;display:flex;align-items:center;justify-content:space-between;position:sticky;top:0;z-index:300;box-shadow:0 2px 28px rgba(15,35,71,.45);}
.logo-wrap{display:flex;align-items:center;gap:18px;}
.logo-bars{display:flex;gap:6px;align-items:flex-end;}
.lb{width:11px;border-radius:2px;}
.lb1{height:32px;background:rgba(255,255,255,.45);transform:skewX(-13deg);}
.lb2{height:46px;background:var(--green);transform:skewX(-13deg);}
.lb3{height:38px;background:rgba(255,255,255,.65);transform:skewX(-13deg);}
.logo-txt .lm{font-family:'Barlow Condensed',sans-serif;font-weight:800;font-size:24px;color:#fff;letter-spacing:1.5px;text-transform:uppercase;}
.logo-txt .ls{font-size:12px;color:rgba(255,255,255,.38);letter-spacing:2.5px;text-transform:uppercase;}
.topbar-right{display:flex;align-items:center;gap:18px;}
.topbar-div{width:1px;height:30px;background:rgba(255,255,255,.12);}
.topbar-lbl{font-size:13px;color:rgba(255,255,255,.38);letter-spacing:1px;text-transform:uppercase;}
.topbar-pill{background:rgba(109,194,75,.18);border:1px solid rgba(109,194,75,.4);color:var(--green);font-size:13px;font-weight:700;letter-spacing:1.5px;padding:6px 16px;border-radius:20px;text-transform:uppercase;}

/* HERO */
.hero{background:linear-gradient(150deg,var(--navy-deep) 0%,var(--navy) 55%,#1e4b7a 100%);padding:80px 64px 72px;position:relative;overflow:hidden;}
.hero-deco{position:absolute;inset:0;pointer-events:none;overflow:hidden;}
.hero-deco::before{content:'';position:absolute;top:-60px;right:-100px;width:460px;height:460px;background:rgba(109,194,75,.06);transform:skewX(-20deg);border-radius:6px;}
.hero-deco::after{content:'';position:absolute;bottom:-30px;right:140px;width:240px;height:340px;background:rgba(74,144,196,.07);transform:skewX(-20deg);border-radius:6px;}
.hero-inner{max-width:1400px;margin:0 auto;position:relative;z-index:1;}
.hero-tag{display:inline-flex;align-items:center;gap:9px;background:rgba(109,194,75,.14);border:1px solid rgba(109,194,75,.35);color:var(--green);font-size:13px;font-weight:700;letter-spacing:2px;text-transform:uppercase;padding:8px 18px;border-radius:3px;margin-bottom:28px;}
.hero-tag::before{content:'';width:8px;height:8px;background:var(--green);border-radius:50%;flex-shrink:0;}
.hero h1{font-family:'Barlow Condensed',sans-serif;font-weight:800;font-size:clamp(42px,5vw,68px);color:#fff;line-height:1;text-transform:uppercase;letter-spacing:-.5px;margin-bottom:20px;}
.hero h1 em{color:var(--green);font-style:normal;}
.hero p{color:rgba(255,255,255,.58);font-size:18px;font-weight:300;max-width:600px;line-height:1.7;margin-bottom:44px;}
.hero-pills{display:flex;gap:12px;flex-wrap:wrap;}
.hero-pill{display:flex;align-items:center;gap:8px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.13);color:rgba(255,255,255,.72);font-size:14px;padding:8px 18px;border-radius:3px;}
.hero-pill .dot{width:7px;height:7px;border-radius:50%;background:var(--green);flex-shrink:0;}

/* STEPPER */
.stepper-wrap{background:#fff;border-bottom:2px solid var(--border);position:sticky;top:72px;z-index:200;box-shadow:0 2px 18px rgba(27,58,107,.07);}
.stepper{max-width:1400px;margin:0 auto;display:flex;padding:0 40px;}
.sitem{flex:1;display:flex;flex-direction:column;align-items:center;padding:18px 12px;cursor:pointer;border-bottom:3px solid transparent;transition:all .2s;position:relative;}
.sitem+.sitem::before{content:'';position:absolute;left:0;top:50%;width:1px;height:24px;transform:translateY(-50%);background:var(--border);}
.sitem.active{border-bottom-color:var(--navy);}
.sitem.done{border-bottom-color:var(--green);}
.snum{width:30px;height:30px;border-radius:50%;background:var(--border);color:var(--muted);font-family:'Barlow Condensed',sans-serif;font-weight:800;font-size:15px;display:flex;align-items:center;justify-content:center;margin-bottom:6px;transition:all .2s;}
.sitem.active .snum{background:var(--navy);color:#fff;}
.sitem.done .snum{background:var(--green);color:#fff;}
.slbl{font-size:12px;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:var(--muted);transition:color .2s;}
.sitem.active .slbl{color:var(--navy);}
.sitem.done .slbl{color:var(--green-dark);}

/* LAYOUT */
.layout{max-width:1400px;margin:0 auto;padding:44px 40px 100px;display:grid;grid-template-columns:1fr 340px;gap:36px;align-items:start;}

/* CARD */
.card{background:#fff;border-radius:8px;box-shadow:0 3px 28px rgba(27,58,107,.09);overflow:hidden;border:1px solid var(--border);}
.card-head{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-mid) 100%);padding:28px 40px;display:flex;align-items:center;gap:20px;}
.card-icon{width:52px;height:52px;border-radius:4px;background:rgba(255,255,255,.13);display:flex;align-items:center;justify-content:center;font-size:24px;flex-shrink:0;}
.card-head h2{font-family:'Barlow Condensed',sans-serif;font-weight:700;font-size:23px;letter-spacing:.5px;text-transform:uppercase;color:#fff;margin-bottom:3px;}
.card-head p{font-size:14px;color:rgba(255,255,255,.5);font-weight:300;}
.card-body{padding:40px;}
.card-nav{display:flex;align-items:center;justify-content:space-between;padding:22px 40px;background:var(--bg);border-top:1px solid var(--border);}
.nav-info{font-size:14px;color:var(--muted);font-weight:600;text-transform:uppercase;letter-spacing:.6px;}

/* FIELDS */
.field{margin-bottom:32px;}
.field:last-child{margin-bottom:0;}
.flabel{display:block;font-size:15px;font-weight:700;color:var(--navy);margin-bottom:10px;text-transform:uppercase;letter-spacing:.6px;}
.fhint{font-size:13px;font-weight:400;color:var(--muted);text-transform:none;letter-spacing:0;margin-left:8px;}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:28px;}
.fselect,.ftextarea{width:100%;padding:14px 18px;border:2px solid var(--border);border-radius:4px;font-family:'Barlow',sans-serif;font-size:17px;color:var(--navy-deep);background:#fff;transition:border-color .15s,box-shadow .15s;appearance:none;}
.fselect:focus,.ftextarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(27,58,107,.1);}
.fselect{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='13' height='9' viewBox='0 0 13 9'%3E%3Cpath d='M1 1l5.5 6 5.5-6' stroke='%237A8CA0' stroke-width='1.8' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 18px center;padding-right:46px;cursor:pointer;}
.ftextarea{resize:vertical;min-height:110px;}

/* PILLS */
.pills{display:flex;flex-wrap:wrap;gap:10px;}
.pills.g2{display:grid;grid-template-columns:1fr 1fr;}
.pills.g3{display:grid;grid-template-columns:repeat(3,1fr);}
.pills.g4{display:grid;grid-template-columns:repeat(4,1fr);}
input.pr{display:none;}
input.pr+label{display:flex;align-items:center;justify-content:center;text-align:center;padding:13px 18px;border:2px solid var(--border);border-radius:4px;font-size:16px;font-weight:500;color:var(--slate);cursor:pointer;transition:all .15s;line-height:1.35;min-height:54px;}
input.pr:checked+label{border-color:var(--navy);background:var(--sky-pale);color:var(--navy);font-weight:700;}
input.pr+label:hover{border-color:var(--sky);background:var(--sky-pale);}

/* SPLIT VIZ */
.split-viz{display:none;grid-template-columns:1fr 1fr 1fr;gap:14px;margin-top:16px;}
.split-viz.show{display:grid;}
.sv-box{padding:16px;background:var(--bg);border-radius:4px;text-align:center;border-top:5px solid var(--border);}
.sv-box.run{border-top-color:var(--orange);}
.sv-box.change{border-top-color:var(--navy);}
.sv-box.ratio{border-top-color:var(--green);}
.sv-lbl{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.6px;color:var(--muted);margin-bottom:6px;}
.sv-val{font-family:'Barlow Condensed',sans-serif;font-size:26px;font-weight:800;color:var(--navy);}

/* SLIDER */
.sval{font-family:'Barlow Condensed',sans-serif;font-size:46px;font-weight:800;color:var(--navy);text-align:center;line-height:1;margin-bottom:12px;}
.sval span{font-family:'Barlow',sans-serif;font-size:20px;font-weight:400;color:var(--muted);margin-left:6px;}
input[type=range]{width:100%;-webkit-appearance:none;height:7px;border-radius:4px;background:var(--border);outline:none;cursor:pointer;}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:28px;height:28px;border-radius:50%;background:var(--navy);box-shadow:0 2px 10px rgba(27,58,107,.35);}
.slabels{display:flex;justify-content:space-between;font-size:12px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.5px;margin-top:10px;}
.div{height:1px;background:var(--border);margin:32px 0;}

/* BUTTONS */
.btn{display:inline-flex;align-items:center;gap:10px;padding:15px 34px;border-radius:4px;font-family:'Barlow',sans-serif;font-size:16px;font-weight:700;letter-spacing:.6px;cursor:pointer;border:none;text-transform:uppercase;transition:all .15s;}
.btn-navy{background:var(--navy);color:#fff;box-shadow:0 4px 14px rgba(27,58,107,.28);}
.btn-navy:hover{background:var(--navy-deep);transform:translateY(-1px);}
.btn-green{background:var(--green);color:#fff;box-shadow:0 4px 14px rgba(109,194,75,.38);font-size:18px;padding:17px 40px;}
.btn-green:hover{background:var(--green-dark);transform:translateY(-1px);}
.btn-ghost{background:transparent;color:var(--muted);border:2px solid var(--border);font-size:16px;}
.btn-ghost:hover{background:#fff;color:var(--navy);border-color:var(--navy);}

/* SIDEBAR */
.sidebar{display:flex;flex-direction:column;gap:22px;}
.scard{background:#fff;border-radius:8px;border:1px solid var(--border);box-shadow:0 2px 14px rgba(27,58,107,.06);overflow:hidden;position:sticky;top:148px;}
.scard-head{padding:18px 22px;}
.scard-head.hn{background:var(--navy);}
.scard-head.hg{background:linear-gradient(135deg,var(--green-dark),var(--green));}
.scard-head h3{font-family:'Barlow Condensed',sans-serif;font-size:15px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase;color:#fff;}
.scard-head p{font-size:12px;color:rgba(255,255,255,.5);margin-top:3px;}
.scard-body{padding:20px 22px;}
.imp-total{font-family:'Barlow Condensed',sans-serif;font-size:48px;font-weight:800;color:var(--navy);line-height:1;}
.imp-range{font-size:13px;color:var(--muted);margin:5px 0 18px;}
.imp-rows{display:flex;flex-direction:column;gap:8px;}
.imp-row{display:flex;justify-content:space-between;align-items:center;padding:9px 13px;background:var(--bg);border-radius:3px;}
.imp-row .il{font-size:13px;color:var(--slate);}
.imp-row .iv{font-size:14px;font-weight:700;color:var(--navy);}
.sc-big{font-family:'Barlow Condensed',sans-serif;font-size:62px;font-weight:800;color:var(--muted);line-height:1;text-align:center;}
.sc-of{text-align:center;font-size:13px;color:var(--muted);margin-bottom:12px;}
.sc-badge{display:block;text-align:center;font-size:13px;font-weight:700;letter-spacing:.8px;text-transform:uppercase;padding:7px 18px;border-radius:20px;background:var(--border);color:var(--muted);margin:0 auto 18px;width:fit-content;}
.bars{display:flex;flex-direction:column;gap:10px;}
.bar-row{display:grid;grid-template-columns:90px 1fr 28px;align-items:center;gap:8px;}
.bar-lbl{font-size:12px;font-weight:700;color:var(--muted);text-align:right;text-transform:uppercase;letter-spacing:.3px;}
.bar-track{height:6px;background:var(--border);border-radius:3px;overflow:hidden;}
.bar-fill{height:100%;border-radius:3px;transition:width .45s ease;}
.bar-val{font-size:13px;font-weight:800;color:var(--navy);text-align:right;}

/* RESULTS */
.rw{display:none;}
.rw.show{display:block;}
.r-hero{background:linear-gradient(150deg,var(--navy-deep),var(--navy));padding:44px 48px;color:#fff;position:relative;overflow:hidden;}
.r-hero::after{content:'';position:absolute;right:-50px;top:-50px;width:280px;height:280px;background:rgba(109,194,75,.07);transform:skewX(-20deg);}
.r-hero h2{font-family:'Barlow Condensed',sans-serif;font-weight:800;font-size:34px;text-transform:uppercase;letter-spacing:.5px;margin-bottom:6px;position:relative;z-index:1;}
.r-hero p{font-size:15px;color:rgba(255,255,255,.5);position:relative;z-index:1;}
.r-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--border);}
.r-metric{background:#fff;padding:28px 24px;text-align:center;}
.r-big{font-family:'Barlow Condensed',sans-serif;font-size:44px;font-weight:800;color:var(--navy);display:block;line-height:1;margin-bottom:6px;}
.r-big.g{color:var(--green-dark);}
.r-sub{font-size:13px;color:var(--muted);text-transform:uppercase;letter-spacing:.6px;font-weight:600;}
.r-body{padding:40px 48px;}
.rtitle{font-family:'Barlow Condensed',sans-serif;font-weight:700;font-size:18px;letter-spacing:1.8px;text-transform:uppercase;color:var(--navy);padding-bottom:13px;border-bottom:3px solid var(--green);margin-bottom:24px;}

/* BREAKDOWN */
.bdwn{display:flex;flex-direction:column;gap:10px;margin-bottom:40px;}
.bdr{display:flex;align-items:center;justify-content:space-between;padding:16px 20px;background:var(--bg);border-radius:4px;border-left:5px solid var(--border);gap:18px;}
.bdr.hv{border-left-color:var(--sky);}
.bd-l{font-size:15px;font-weight:600;color:var(--navy-deep);}
.bd-s{font-size:12px;color:var(--muted);margin-top:3px;}
.bd-v{font-family:'Barlow Condensed',sans-serif;font-size:19px;font-weight:700;color:var(--navy);text-align:right;white-space:nowrap;flex-shrink:0;}
.bd-tot{background:var(--navy);border-radius:4px;padding:20px;display:flex;justify-content:space-between;align-items:center;color:#fff;}
.bdt-l{font-weight:700;font-size:16px;text-transform:uppercase;letter-spacing:.5px;}
.bdt-v{font-family:'Barlow Condensed',sans-serif;font-size:30px;font-weight:800;}

/* MATURITY */
.mat-panel{background:var(--bg);border-radius:6px;padding:28px;margin-bottom:36px;}
.gauge-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-bottom:24px;}
.gauge-item{text-align:center;}
.gauge-circle{width:80px;height:80px;border-radius:50%;margin:0 auto 10px;display:flex;align-items:center;justify-content:center;font-family:'Barlow Condensed',sans-serif;font-size:26px;font-weight:800;color:#fff;}
.gauge-lbl{font-size:13px;font-weight:700;color:var(--navy);text-transform:uppercase;letter-spacing:.4px;}
.gauge-sub{font-size:12px;color:var(--muted);margin-top:3px;}
.mat-bars{display:flex;flex-direction:column;gap:12px;}
.mb-row{display:grid;grid-template-columns:130px 1fr 40px;align-items:center;gap:12px;}
.mb-lbl{font-size:14px;font-weight:700;color:var(--navy);text-transform:uppercase;letter-spacing:.4px;}
.mb-track{height:11px;background:var(--border);border-radius:6px;overflow:hidden;}
.mb-fill{height:100%;border-radius:6px;transition:width .6s ease;}
.mb-val{font-size:16px;font-weight:800;text-align:right;}

/* OFFERS */
.offers{display:flex;flex-direction:column;gap:16px;margin-bottom:36px;}
.offer{border:2px solid var(--border);border-radius:8px;overflow:hidden;display:grid;grid-template-columns:8px 1fr;transition:border-color .2s,box-shadow .2s,transform .15s;}
.offer:hover{border-color:var(--navy);box-shadow:0 6px 28px rgba(27,58,107,.16);transform:translateY(-2px);}
.offer.hot{border-color:var(--navy);}
.offer-bar{background:var(--navy);}
.offer-inner{background:var(--navy);padding:26px 28px 20px;display:grid;grid-template-columns:1fr auto;gap:20px;align-items:start;}
.offer-name{font-family:'Barlow Condensed',sans-serif;font-weight:800;font-size:24px;letter-spacing:.5px;text-transform:uppercase;color:#fff;margin-bottom:6px;}
.offer-tag{font-size:15px;color:rgba(255,255,255,.72);margin-bottom:14px;line-height:1.55;}
.offer-buls{list-style:none;display:flex;flex-direction:column;gap:6px;margin-bottom:4px;}
.offer-buls li{font-size:14px;color:rgba(255,255,255,.65);display:flex;align-items:flex-start;gap:9px;}
.offer-buls li::before{content:"→";color:var(--green);flex-shrink:0;font-weight:700;}
.offer-r{display:flex;flex-direction:column;align-items:flex-end;gap:12px;padding-top:4px;}
.offer-badge{font-size:11px;font-weight:700;letter-spacing:1px;text-transform:uppercase;padding:6px 14px;border-radius:3px;white-space:nowrap;}
.offer-star{font-size:14px;font-weight:700;}
.ck-wrap{display:flex;align-items:center;gap:12px;padding:16px 28px;background:var(--orange);cursor:pointer;transition:background .15s;}
.ck-wrap:hover,.ck-wrap.ck-on{background:var(--orange-dark);}
.ck-box{width:22px;height:22px;border:2.5px solid rgba(255,255,255,.65);border-radius:4px;display:flex;align-items:center;justify-content:center;flex-shrink:0;background:transparent;transition:all .15s;}
.ck-box.on{background:#fff;border-color:#fff;}
.ck-box.on::after{content:"✓";font-size:13px;color:var(--orange);font-weight:900;}
.ck-lbl{font-size:15px;color:#fff;font-weight:700;letter-spacing:.2px;}

/* SAVE PANEL */
.save-panel{background:#fff;border:2px solid var(--border);border-radius:8px;padding:28px;margin-bottom:24px;}
.save-panel h4{font-family:'Barlow Condensed',sans-serif;font-size:18px;font-weight:700;text-transform:uppercase;letter-spacing:1px;color:var(--navy);margin-bottom:18px;}
.save-actions{display:flex;gap:12px;flex-wrap:wrap;}
.sbtn{display:inline-flex;align-items:center;gap:8px;padding:12px 20px;border-radius:4px;font-family:'Barlow',sans-serif;font-size:14px;font-weight:700;letter-spacing:.5px;text-transform:uppercase;cursor:pointer;border:2px solid var(--border);background:#fff;color:var(--navy);transition:all .15s;}
.sbtn:hover{background:var(--sky-pale);border-color:var(--navy);}
.sbtn.primary{background:var(--navy);color:#fff;border-color:var(--navy);}
.sbtn.primary:hover{background:var(--navy-deep);}
.save-msg{margin-top:14px;font-size:14px;color:var(--green-dark);font-weight:700;display:none;padding:10px 16px;background:#EAF6E2;border-radius:4px;border-left:4px solid var(--green);}

/* CTA */
.cta-block{background:linear-gradient(135deg,var(--navy-deep),var(--navy));border-radius:8px;padding:40px;color:#fff;text-align:center;}
.cta-block h3{font-family:'Barlow Condensed',sans-serif;font-weight:800;font-size:30px;text-transform:uppercase;letter-spacing:.5px;margin-bottom:10px;}
.cta-block p{font-size:15px;color:rgba(255,255,255,.55);margin-bottom:28px;line-height:1.65;}
.cta-contacts{display:flex;justify-content:center;gap:40px;flex-wrap:wrap;margin-bottom:30px;}
.cta-contact{font-size:14px;color:rgba(255,255,255,.5);text-align:left;}
.cta-contact strong{display:block;font-size:16px;font-weight:700;color:#fff;margin-bottom:3px;}
.cta-actions{display:flex;align-items:center;justify-content:center;gap:14px;flex-wrap:wrap;}
.btn-outline{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.22);color:#fff;font-family:'Barlow',sans-serif;font-size:15px;font-weight:700;letter-spacing:.5px;text-transform:uppercase;padding:14px 28px;border-radius:4px;cursor:pointer;transition:all .15s;}
.btn-outline:hover{background:rgba(255,255,255,.18);}

.hidden{display:none!important;}
@keyframes fadeUp{from{opacity:0;transform:translateY(16px);}to{opacity:1;transform:translateY(0);}}
.fu{animation:fadeUp .32s ease forwards;}

@media print{
  .topbar,.stepper-wrap,.card-nav,.sidebar,.cta-actions,.ck-wrap,.save-panel{display:none!important;}
  body{background:#fff;}
  .layout{grid-template-columns:1fr;padding:0;}
  .r-grid{grid-template-columns:repeat(2,1fr);}
}
@media(max-width:900px){
  html{font-size:16px;}
  .layout{grid-template-columns:1fr;padding:22px 18px 70px;}
  .sidebar{order:-1;}
  .scard{position:static;}
  .hero{padding:48px 28px 44px;}
  .frow{grid-template-columns:1fr;}
  .pills.g3,.pills.g4{grid-template-columns:1fr 1fr;}
  .topbar{padding:0 28px;}
  .topbar-lbl,.topbar-pill{display:none;}
  .r-grid{grid-template-columns:1fr 1fr;}
  .gauge-grid{grid-template-columns:1fr 1fr;}
  .split-viz{grid-template-columns:1fr;}
  .card-body,.r-body{padding:28px 22px;}
  .card-nav{padding:18px 22px;}
  .card-head{padding:22px 26px;}
}